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pensions

Let us Find The Right Pension For You

 
Top 5 reasons why we believe you should start your pension today:

  • Save Tax
    You get tax relief on your contributions, any growth on your investment is tax free and on retirement you receive a lump sum tax free (within limits).
  • Potential drop in income of 70%
    Unless you put a pension plan in place, your income could drop by over 70% in retirement. As outlined above the State Pension (Contributory) is currently €12,652 a year (€243.30 a week), but the average salary in Ireland is €38,594**. You need to start saving for your retirement to help avoid a big drop in income, and the impact this would have on your lifestyle.
  • Age 68
    If you do qualify for the State Pension, you could be 68 before you receive it as the qualifying age is changing from 65 to 68. If you plan to retire at 65, there’s potentially 3 more years where you need to fund for.
  • 4) 30 Years
    People are living longer which means you may be retired for up to a third of your life. That’s why it’s so important to have a savings plan that ensures that the money you earn during your working life lasts your whole life.
  • Investment Choice
    Choose from a wide range of investment funds from global investment specialists
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    This Pensions video was provided by Zurich Life Pensions

Whether you are just starting out or already have an existing pension, we will guide you through the options to help you find the pension account that best suits your needs.

Tale of Two Pensioners (Testimonial)

 
How Much do I need to save?

How much you need to be financially secure in retirement depends on the lifestyle you would like to have. It is important when planning your retirement to ensure you will build up a substantial pension fund by retirement age. Our Irish pension & retirement calculator, can help you with your retirement planning and will show you how much you need to put away for later in life.


* Annual State Pension Contributory April 2018, www.welfare.ie ** CSO, Average annual earnings in Q1 2018 Earnings and Labour Costs May 2018

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